Crossposted from 100 Stories of What Wall Street Broke at the Home Defenders League
Deborah is one of the Covington Seven who are facing prosecution from the Department of Justice for protesting the revolving door between Wall Street and government. Stand with the Covington Seven by signing the petition or donating to help cover the costs of traveling back to DC for their court date.
My name is Deborah C. and my home was foreclosed and sold by U. S. Bank and Fannie Mae during the loan modification process of my application.
Genworth Financial approved us for a loan modification and forwarded the package to U.S. Bank. After many calls a package arrived with instructions and forms to complete and submit.
However the bank continued to claim non receipt of documents after several re-faxing of them. The paperwork was not processed and my home was sold.
I sued US Bank, Fannie Mae and Genworth for unlawful foreclosure and while in court I lost the right to remain in the home until our March 2013 court date.
Fannie Mae obtained a $14,000 unlawful occupancy settlement and a counter was submitted for the removal of the judgement and negative marks from credit in lieu of home. The settlement has since been changed and not agreeable to both parties.
I am asking of Fannie Mae to allow me to pay for my home at the cost of the second lien. I have been employed for over 31 years and currently making $57,000 plus a year. I would like to have my home back at the cost of the second note. My understanding from my neighbors is the home has been vandalized since being vacated.